Last updated: 22 Sep 2026, 13:52
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Mortgages

Bank Rate Holds at 3.75% as Inflation Concerns Put Mortgage Borrowers on Alert

UK mortgage borrowers received a mixed message from the Bank of England this month.

Mortgage Deals Become More Expensive as Lenders Respond to Rising Funding Costs

Mortgage borrowers are facing renewed pressure as several UK lenders have increased selected fixed-rate products

Lenders Cut Mortgage Rates Ahead of Expected Base Rate Drop

HSBC, Barclays and NatWest reduce fixed-rate deals by up to 0.3%.

Interest-Only Mortgages Make a Comeback

More lenders are offering interest-only deals to help with affordability.

What the Mortgage Charter Means for Struggling Borrowers

Banks agree to give 12-month grace period before repossession.

Green Mortgages Offer Lower Rates for Energy-Efficient Homes

Borrowers with EPC A or B rated homes can get discounts of up to 0.2%.

Self-Employed Mortgages: How to Get Approved

Tips for proving income when you don’t have traditional payslips.

Mortgage Rates: What the Bank of England Decision Means for Borrowers

With the base rate held at 5.25%, lenders are repricing their fixed‑rate deals. Here’s what to do if you’re remortgaging soon.